Updated - March 18th, 2021

Terms & Conditions

Version 1.0, Revision 1

Please read the terms and conditions below carefully. By accessing this website, you agree to be bound by the terms and conditions below, the Privacy Statement, and the Cookie Statement. If you do not agree, please navigate away from this website immediately.


General Terms

This website contains information pertaining to Stemly. The content on this website is not directed to, and is not intended for distribution or use by, any person in any jurisdiction or country where the publication or availability of this website or such distribution or use would be contrary to local law or regulation. By proceeding to access this website, you represent and warrant that the applicable laws and regulations of your jurisdiction or country allow you to access the content on this website.



The information shown on this website has been put together by Stemly with due care, but no guarantees can be given of its accuracy or completeness. On this website, Stemly provides information purely about products and services that are provided by Stemly. Stemly reserves the right to make changes to the website without prior notice. Neither this website nor the websites or documents to which this website provides access contain an invitation to buy or sell securities or other financial products or services. The information offered is not intended to take the place of professional advice. Without verification or further advice, use of the information presented is at the user’s own expense and risk. You should use your own judgment, and seek professional advice if appropriate. We may suspend or end your use of the website at any time with or without informing you. We have no obligation to resume provision of the website to you, if suspended or closed.


Intellectual Property

The intellectual property rights to the website (including text, graphics, logos, icons, sound recordings and software) are owned, licensed to or controlled by us and the respective third party proprietors. The content on this website may not be modified, reproduced, displayed, broadcast, hyperlinked, mirrored, framed, transferred or transmitted in any manner without the prior written permission from us or the relevant third party proprietors.

Except where otherwise specified, generally, any word or device to which is attached the TM or ® symbol is a trade mark. Please contact us for permission if you want to use any trade mark that appears on our website.


Our Liability

This website is provided on an “as is” and “as available” basis. To the maximum extent permitted by law, (i) no warranties (whether express or implied) of any kind including, without limitation, the warranty of non-infringement of third party rights or freedom from computer virus are given in conjunction with this website and (ii) we accept no responsibility for any loss or damage, which you may suffer or incur directly or indirectly in connection with your use of this website or other sites linked to this website from time to time, or reliance on information contained in this website or other sites linked to this website from time to time.

You must take your own precautions to ensure that the process which you employ for accessing this website does not expose you to the risk of viruses, malicious computer code or other forms of interference which may damage your own computer system. We do not accept responsibility for any interference or damage to your own computer system which arises in connection with your use of this website or any linked website.


Security of Information

Unfortunately, no data transmission over the internet can be guaranteed as totally secure. Whilst we strive to protect such information, we do not warrant and cannot ensure the security of any information which you transmit to us. Accordingly, any information which you transmit to us is transmitted at your own risk. Nevertheless, once we receive your transmission, we will take reasonable steps to preserve the security of such information.


Links to other Websites

Where this website contains hyperlinks to third party websites, you understand that such third party websites are independent from our website and the use of such links is entirely at your own risk. We accept no responsibility for, and do not endorse, the content, their privacy policies (if any) or the use of, such a website and shall not be liable for any loss or damage caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such third party website.



We may change these terms and conditions at any time without notice by updating this page. To the fullest extent permitted by the law, if you continue to access this website after this page has been updated, you agree to be bound by the changes.


Governing Law

These terms and conditions and any non-contractual obligations arising out of or in connection with these terms and conditions shall be governed by and construed in accordance with the laws of Singapore.



We accept no liability for any failure to comply with these terms and conditions where such failure is due to circumstances beyond our reasonable control.

If we waive any rights available to us under these terms and conditions on one occasion, this does not mean that those rights will automatically be waived on any other occasion.

If any of these terms and conditions are held to be invalid, unenforceable or illegal for any reason, the remaining terms and conditions shall nevertheless continue in full force.



If you require further information or have any questions about our business or these terms and conditions, please feel free to contact us.